Residents of some countries can access Medicare through reciprocal Health Care Agreements (RHCA). The agreements do not cover the cost of repatriation to the UK (repatriation) or routine monitoring of existing conditions. New Zealand and Australia have a mutual health agreement, which means that New Zealand citizens travelling to Australia are entitled to limited subsidized health services for the necessary medical care during a visit to Australia. The mutual health agreement includes necessary medical treatment. The necessary medical treatment is any illness or injury that occurs while you are in Australia and requires treatment before returning home. Illnesses and accidents can occur at any time and medical costs in Australia can be very high. Health insurance can help you protect yourself from some of these costs. You`ll find some basic tips on health care and hospitals in the islands on the GOV. UK website and on the official Turkish and Caicos Island tourism website.
Medicare defines medically necessary treatment as any illness or injury that occurs during your stay and requires treatment before returning home. † out-of-pocket costs can be incurred if you see a doctor who does not make a bulk bill. On the Australian government`s website, you will find specific restrictions or considerations that apply to international students and retirees. If you plan to live or work in one of the countries of mutual agreement, the information contained in the links below may not apply. With mutual insurance, you are also exempt from paying the Medicare premium. For Medicare covered for a period of six months from the date of arrival in Australia. Australia has mutual health agreements with New Zealand, the United Kingdom, the Netherlands, Sweden, Finland, Italy, Norway, Malta, Belgium, Slovenia and Ireland. Each mutual agreement is different and varies in terms of both benefits and eligibility duration. The agreements do not apply to all health services.
Some services that are not covered by the agreements are: – treatment that is not immediately necessary, ambulance care, dental care, para medical services, medical evacuation in your home country, burials, treatment and accommodation in private hospitals or as private patients in a public hospital, electoral treatment, pre-ordered treatment before arrival in Australia. This is why it is strongly recommended that all visitors from the countries of mutual insurance take out adequate medical insurance. HICA has developed a number of policies specifically designed for foreign visitors based on the type of visa and the length of your stay in Australia. If you would like to take advantage of our free evaluation and offer service, we invite you to fill out an evaluation form so that we can provide you with our professional recommendations and offers for policies that best meet your specific needs.